Dividend at Dec 2020 : 377.9
Starting from this year, regular monthly investment is increased by 10% (i.e. 11,000). Summing with Dividend at Dec 2020, total amount of investment is 11,377.9.
Current ratio of VWRA and VT is ~ 3:1. Since exposure of VWRA is excluded all small-cap companies in the world, I will increase the amount of VT to increase those coverage of small-cap companies.
Buy VT: 15
Ratio of Stock and Bond = 76.3 : 23.7 (3.7% deviation from target ratio)
Thanks for sharing.
回覆刪除我同你有相似既情況，本身的組合都係看似比例"穩陣"既選股(公用,銀行,酒店,地產)，但社會事件令我投資成績好差，依家30000指數，但我的持股好似仲係23000點.........:p
你的blog啟發到我啊，我睇左幾本FIRE書之後開始買左少少VT同bond eft(雖然最近record high)......希望簡化左組合唔使再研究同再平衡d la
take care & stay safe
v
你好,多謝你的留言.我的投資成績也很差,十多年的個股買賣帶來的是40萬的損失...
刪除如果你買入的是全市場指數基金和總體市場的債券基金,其實你不用在意現價是歷史新高.只要做好適合的資產分配便可 (始終我們無法估計什麼時候是股市最高點或最低點).最重要是長期投入市場和維持.以長時間帶來複利回報. Take care :)